They make up 62.4% of company revenue and 60.9% of income.

The company sells low rates to people with good payment histories, and high rates (but still low relative to other credit card companies’) to people with lesser credit.

Capital One would be the first to acknowledge that the company would be nothing without the mountains of demographic data at its disposal and the knowledge to use it.

My previous employer, Vitesse Semiconductor (VTSS) and CEO Lou Tomasetta was profiled as one of the ‘accused’.

Options backdating is much tougher to execute today.

For that you can blame (or credit, as it were) the growing number of non-bank and other non-traditional financial firms, the Pay Pal Holdings Inc. With Fed rates as low as they are, how does a credit card issuer make money?

Well, Fed rates represent merely a baseline for lenders.

The weekly interview in the editorial section is well done and pulls in important people with a low public profile (past guests include Jean Le Pen, Newt Gingrich, Carlos Ghosn).

Page one typically features some in-depth investigative journalism.

As long as the cardholders remain willing participants in this unilateral affair, Capital One should only continue to grow.

The WSJ Saturday edition is quickly becoming one of my favorite reads.

Since new regulations make it more difficult to engage in this behavior today, it looks like the WSJ decided to pull some skeletons out of the closet for entertainment and educational value.